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Conventional Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment as low as 3.5%.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
Reverse Mortgages
Reverse Mortgages allow senior homeowners 62+ to convert a portion of their home equity into cash while still living in the home. No monthly mortgage payments (keeping current with property taxes, homeowners insurance, and home maintenance required.
Ask us about using a Reverse Mortgage to purchase a home.
Platinum Reverse Mortgage Loans
Reverse Mortgage for homeowners 55 and older, toward home purchase or refinance, with higher lending limits up to $4 million, no mortgage insurance premiums which can mean lower upfront costs, fixed rate or line of credit options. No monthly mortgage payments (keeping current with property taxes, homeowners insurance, and home maintenance required.
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